Value

Does Atlas pay for itself?

Atlas costs $240.00/year. The honest test: does it surface enough tax savings, avoided mistakes, or rebalance discipline to clear that bar? Plug in your numbers and find out.

Your inputs

Portfolio size — taxable ($)

Marginal tax rate (%)

Tax-loss harvesting

Harvest opportunities per year

Average harvest size ($)

Wash sales avoided

Wash sales caught per year

Avg disallowed loss ($)

Rebalance discipline

Annual alpha from staying allocated (%)

Estimated annual value to you

$2,830.00

vs. $240.00 subscription — 11.8x return

Where the value comes from

Tax savings — losses harvested

2 × $2,500.00 × 32%

$1,600.00

Tax savings — wash sales avoided

1 × $1,500.00 × 32%

$480.00

Rebalance discipline alpha

+0.15% × $500,000.00

$750.00

Total

$2,830.00

Break-even is one harvest of $750.00. At your marginal rate of 32%, a single tax-loss harvest of that size pays for an entire year of Atlas. Most users find more than one.

Atlas does not promise alpha — markets are efficient, and we don’t pretend otherwise. The value here is in not making mistakes: catching a wash-sale window before you sell, noticing your tech weight crept to 52%, writing down why you bought something so you remember when it’s time to sell.

If the math doesn’t work for you

Cancel. We mean it — there’s no commitment, no clawback, no guilt. The product is meant to pay for itself by an order of magnitude. If it’s not, you have better uses for the money.

Try Atlas

These numbers are illustrative. Your actual savings depend on position-level facts Atlas can’t see in advance — wash-sale windows in accounts at other brokerages, state tax, AMT, NIIT, lot election method. Atlas is not tax advice; consult a CPA before executing any trade.